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10 Best Money-Making Apps of 2023

Updated: 25/12/2023

Reviewed by Emma White

Appisfree's professional editor, who has been working as an editor for 6 years, is dedicated to experiencing all kinds of apps and providing the most honest reviews.

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Using free apps can provide opportunities to generate income and help you achieve various financial goals. Whether you want to pay off debts, make extra money, pursue a hobby, or even replace your full-time job, these apps offer a flexible and convenient way to earn money. Our team conducted thorough research on a range of money-making apps, considering factors such as earning potential, payment speed, and user ratings. This compilation will help you find the perfect app based on your goals, preferred earning method, and time commitment.

1. Rakuten Cash Back and Deals

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Rakuten (formerly Ebates) is a renowned cashback app known for its rewards and user-friendly experience. Users can earn cashback from popular retailers like Target and Best Buy by simply clicking on desired offers. With cashback rates up to 40% and bonuses for new users and referrals, Rakuten offers numerous benefits.

However, cashback rates can be as low as 1% and there have been reports of app freezing. Payouts are made every three months, making it a popular choice for those looking to save and earn rewards.

2. OfferUp

OfferUp, an online marketplace, offers a convenient way for individuals to sell new and used items.

Users can communicate with potential buyers directly within the app, and the process of listing an item is simple and user-friendly. Sellers can set prices and choose between cash payment for local transactions or nationwide shipping.

However, sellers are responsible for delivering items unless they choose to ship. Search results tend to favor promoted items, and shipping incurs a fee.

Overall, OfferUp, especially after acquiring Letgo, is a top choice for selling old goods online.

3. Upwork

Upwork: the best money-making app for freelancers. Simple setup, payment protection, and potential for earnings.

Pros: profile setup, attracting clients, ongoing projects.

Cons: service fee, delayed payment, clients choosing lower rates.

4. Swagbucks

Swagbucks offers various ways to earn cash, including cashback for purchases and performing tasks such as surveys, watching videos, and playing games.

Users can easily earn points and receive a $10 joining bonus for spending $25. They can also earn 10% of Swagbucks through referrals. Points can be redeemed for gift cards or cash via PayPal. Motivated users have the potential to earn $100 or more per month.

However, Swagbucks is not very valuable, with 100 SB equaling $1. Most tasks do not offer many points, and surveys may disqualify users based on demographics. It takes up to 10 business days to receive rewards, and the highest-paying surveys are only available to specific audiences.

5. Ibotta

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Pros: Earn cash back with over 1,500 national brands and multiple ways to earn cash back in store.

Cons: Minimum of $20 needed before redeeming rewards.

Product Details: Ibotta offers an easy, fast, and safe way to save big by getting cash back every time you shop. You can also get exclusive cash back offers from your favorite marketplaces and brands across the web. Additionally, you can link a bank account and easily withdraw your earnings from wherever you're logged into Ibotta.

6. SurveyJunkie

Pros: Earn cash through surveys, only need 500 points ($5) to redeem rewards, quick and easy redemption process.

Cons: Need to answer preliminary questions, may require patience and repetitive tasks, not guaranteed to qualify for every survey.

Product Details: Create a profile and be matched to surveys, earn points by completing surveys, redeem points for PayPal or e-Giftcards.

7. Uber

Earn money on your own time by driving and delivering when it suits you, and cash out your earnings up to five times per day. Drive passengers and deliver food all in one convenient driver app. Make $10 to $20 per hour after expenses.

However, there are some drawbacks to consider. Participating may require meeting certain model year requirements. Additionally, drivers are responsible for paying a service fee that can vary based on factors like cost and time. Earning potential may be limited by location and demand. Furthermore, some users have reported issues with the driver app being unreliable at times.

8. Retailmenot

If you love finding deals, you probably know about RetailMeNot. It's my go-to website for online shopping because it's quick and easy. It helps me find promo codes and discounts for whatever I want to buy, from shoes to pizza. Plus, RetailMeNot offers cash back to its users, up to $50. You can even combine cash back with promo codes on the same purchase. When you're ready to cash out, RetailMeNot sends the money to your PayPal or Venmo account.

Just keep in mind that it takes about 45 days for your purchases to be approved. Overall, RetailMeNot is a great way to save money and get cash back at hundreds of stores.

9. PayPal Honey: Coupons, Rewards

Looking to make money using apps? Honey is a convenient option. This free tool automatically applies coupons to your online shopping cart and even gives you cash back through Honey Gold. Download the browser extension or use the app to easily search for deals and discounts while shopping.

Honey also offers alerts for the best deals and tests out coupons during checkout. With Droplist, you can track price drops on desired items. While not the highest cash back app, Honey has helped users save thousands and earn cash back.

10. Fetch Rewards

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The Fetch Rewards app offers a convenient way to earn money with just a $3 worth of rewards. However, the cash out options are limited to gift cards and cash sweepstakes, which may not be as desirable as actual cash. To earn points, simply take a picture of your receipt from any store, with digital receipts also being accepted. You can earn additional points by shopping at specific stores or buying certain brands.

The app does not require you to add offers before using it, and you have a generous two-week window to upload your receipt. In summary, while you can earn points from shopping anywhere, the cash out options are limited to gift cards and cash sweepstakes entries.

FAQ:

Are Money-Making Apps Real and Safe?

Legit money-making apps give small rewards for easy tasks. They offer transparency on payments and user protection. To avoid scams, research the company and read online reviews before sharing personal information.

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